HK Wealth Managers Ltd

Lifestyle Financial Planning

HKWM are Alternative Financial Advisers™ and use a three stage process that firmly puts the focus on you - and on helping you identify and achieve your goals, your aspirations.

The first stage of the process is called Life Planning - getting to know you, helping identify what's important, and understanding the things you want to achieve in your lifetime, particularly the sort of lifestyle you want to enjoy now and throughout life. HKWM Will then carry out a thorough financial analysis. Not only are the details of your current income, outgoings, assets and liabilities considered, but all resources that may become available to you in your lifetime. This gives an accurate measure of your net worth and current and future financial situation.

Having a full understanding of your needs HKWM then goes to the second stage called Financial Planning. We now begin the process of helping you realistically estimate the cost of the life you want to enjoy in years to come. Using leading financial planning software, we produce for you what can often be a dramatic picture, which will spell out the reality of your financial future. Suddenly you will see it, understand it, and believe it. HKWM will then model realistic "what if" scenarios that will demonstrate the different outcomes that can be achieved for you through various financial strategies all designed to help you get what YOU want. Many clients have found they can retire years earlier when they are armed with this knowledge - which we call the 'truth about money'. Others learn how they can spend more now and still be financially secure for the rest of their lives. Other clients identify how much they need to sell their business for to be totally financially independent.

Finally, if your financial plan indicates that you might need a financial or investment product, then, and only then, will HKWM offer the third process which is independent financial advice. At that stage, armed with a full understanding of your needs, they will be able to offer truly independent advice to identify and (if required) implement financial products or investment strategies that are best suited to your real needs.

This three stage process is the exact opposite to how most financial advisers work.

Don't just take our word for it! Read some of our testimonials here.